Filter datasheets lead with transmission — 93%, 95%, sometimes 98% — and that is the figure people compare. It is almost never the figure that determines whether the image is usable.
Consider the ratio you are working against. Of the excitation photons you pour into a sample, the fraction that comes back as detected fluorescence is somewhere between one in a hundred thousand and one in ten million: most excitation light passes straight through, and of the small part absorbed, some is lost to heat, and of the light emitted, your objective collects a fraction and your camera detects a fraction of that.
So if any meaningful portion of the excitation beam reaches the detector, it does not degrade the image; it replaces it. That is what out-of-band blocking, quoted as optical density, is for. OD6 means one part in a million gets through. Against a million-to-one background that puts stray excitation exactly level with your signal, which is not good enough. You need the dichroic's three or four orders and the filter's six, working together, to arrive somewhere near ten orders and a genuinely black background.
Read blocking as specified at the laser line, not averaged. Average blocking is a number that can be made to look good by being excellent where it does not matter.